Step 1:  Get your Pre Approval, its your license to shop

 

 

So you found the home of your dreams, Now what? Well, Make an offer!!!


Speak to your Realtor about what kind of offer you will make: Be ready with the following:


1. OFFER: The amount you would like to pay for the property
2. $ DOWN ON CONTRACT: What you will be putting down on contract signing (this money goes into an escrow account and is applied towards your total downpayment.)
3. DOWNPAYMENT: Your total down payment. This does not include any closing costs.
4. MORTGAGE AMT: The amount you will be borrowing (this is your purchase price minus your total downpayment)
5. ON OR ABOUT DATE: Your timeframe (when you would like to close).